Shred Paper

It is important when you are running a business to properly shred documents that may contain important financial information or company secrets before disposing of those documents. But, it is not only businesses that need to properly shred certain documents; households need to know do this, too. Before you throw out any of those credit card offers, bills or bank statements, you need to make sure that they are shredded to avoid identity theft, a growing problem in today's society.

Instructions

1. Purchase a shredder that is large enough to handle the tasks that you need it to take care of. If you are purchasing a shredder for a small business then you may opt for a small shredder that attaches to the top of an office-sized waste basket; if you are looking to simply shred home documents then you may opt to skip the shredder all together and simply use your hands to get the job done.

2. Place the shredder over a wastebasket and either turn the shredder on or set it to automatically turn on when a paper is placed at its opening. If you have a lot of papers to shred at once then I would set the shredder to "on." If you simply want to be able to shred the papers as needed as you go through your day then turn the shredder to an auto setting.

3. Remove any staples or paper clips from the document before you shred it; metal objects can cause your shredder to jam or to break.

4. Place the document that you wish to shred at the opening of the shredder, which will look like a large slit in the top. The shredder should pull the paper through, shredding it as it goes.

5. Rip your document into thin strips and then rip those thin strips into tiny squares if you are simply shredding some home documents by hand. Pay special attention to any areas of the document that may contain your name, address, or social security number. You may want to tear these areas into even smaller pieces, making them even harder to put back together.

Establishing An Export Business

Setting Up an Export Business

Setting Up an Export Business in the U.S.

Setting up an export business is not difficult and is an excellent way for companies to increase their profits and gain market share. However, there is a learning curve, and exporters need a high level of attention to detail to be successful.

Export Law

It is important to understand export legal requirements, as exporters are subject to audit and fines by U.S. Customs. Exporters need to know anti-boycott regulations, current embargoes and screen all customers for Denied Parties status. Some products require a government license to be exported. In addition, export files must be retained for a period of five years, and special export paperwork called a Shipper's Export Declaration (SED) must be submitted prior to the export of goods.

Freight Forwarders

Behind every good exporter is a great forwarder. Forwarders are third-party transportation companies that coordinate movement of goods around the world. Forwarders are also great sources of information and can guide fledgling exporters. Some of the larger forwarding companies are Schenker, Expeditors, Kintetsu, Panalpina and BDP Logistics. These companies have offices in almost every major city. Size, however, does not equal service. Even ISO 9000 certification is not a good predictor of service. The best way to evaluate service is to meet the ocean and air managers of a forwarder and give them a small test shipment. Companies must sign a power of attorney for each forwarder because they act on the exporter's behalf.

Export Documents

Export documents are an integral part of international shipments. Without proper documentation, goods can't be exported or imported. A proforma invoice confirms product ordered, pricing, payment terms and incoterms before goods ship. Customers use proforma invoices to obtain financing and import licenses making accuracy important. Upon shipment, every export will require at least a commercial invoice, a packing list and a shipper's export declaration (SED). Additional documents may include a certificate of origin, air or ocean bills of lading, material safety data sheets, wood pallet certification or hazardous materials paperwork. Each country has its own documentation requirements. For example, Brazil has the strictest documentation requirements and zero tolerance for errors, while exporting to China is not as difficult. Good customer service entails asking customers what their import requirements are in advance and sending accurate documents to the customer before goods arrive in port.

Required Skills and Knowledge

The following skills and knowledge will help exporters be successful:

-Knowledge of harmonization codes to classify goods for the SED.

-A basic understanding of how ocean and air freight work, as well as their time lines.

-Knowledge of international dialing codes for making phone calls and sending faxes.

-Know world geography, including major ports around the world.

-Ability to select appropriate incoterms.

-Be able to determine if goods are hazardous when shipped via air or ocean.

-Evaluate products to be sure they meet electrical or other usage requirements in overseas markets.

-Know whether or not goods require an export license.

Getting Paid for Exports

There are four different payment methods in export and each has a different level of risk.

1.Open terms have the highest risk to the seller as goods are shipped in good faith that the customer will pay.

2.Prepayment is the safest term for the seller, but the riskiest for the customer as the customer is parting with its money before goods are shipped.

3.Sight drafts and time drafts are payment terms similar to C.O.D and offer moderate protection to the buyer and seller. They allow goods to be shipped without prepayment, but ownership does not transfer until payment is made.

4.Letters of credit are financial contracts with a bank mediating transfer of and payment for goods. They are considered to be the safest payment method for exports, but exporters should seek training for letters of credit to avoid fraud and discrepancy fees.

Grants or loans For Health Funding

Health funding supports direct services, research and reform.

According to the U.S. Centers for Disease Control and Prevention, in 2006 there were 43.6 million uninsured Americans, including 6.8 million children. Health programs respond to the needs of the uninsured through the provision of health care services. Programs address national health concerns such as obesity and preventable disease through initiatives that provide health education, wellness and prevention. Grants for health funding may support direct services, research or projects that work with special populations, such as the elderly or children.

Nathan Cummings Foundation Health Grants

The Nathan Cummings Foundation provides health grants to nonprofit organizations. Organizations may submit a letter of inquiry describing the grant request. Letters of inquiry are accepted year-round and after review of the letters, the foundation invites organizations to submit full proposals. The foundation has three objectives for awarding grants: health access, environmental health and capacity-building. The foundation supports programs that focus on system change, efforts to influence public policy and efforts to build alliances. January 15 and August 15 are the deadlines for submission of grant applications.

The Nathan Cummings Foundation

475 Tenth Avenue, 14th Floor

New York, NY 10018

212-787-7300

nathancommings.org

Gilead Corporation Health Grants

Gilead provides three types of health grants through its corporate giving program. Education grants are available to community health centers, hospitals, professional associations, medical universities and managed care organizations. Charitable event grants support fundraising and awards events and are available to advocacy organizations for specific diseases and professional associations. Community activity grants support public awareness projects such as health fairs, screening and patient education. Applicants must have a federal tax identification number and must create an account on the Gilead website to apply. Gilead does not fund capital or operational expenses.

Gilead

333 Lakeside Drive

Foster City, CA 94404

650-574-3000

800-445-3235

gilead.com

School-Based Health Center Capital Program

The U.S. Health Resources and Services agency provides the School-Based Health Center Capital Equipment Grant to support the purchase of moveable equipment for use in multiple school-based health center sites. Programs must be school-based and provide primary healthcare services to students. School-based health centers or sponsors of the centers may apply for the grants. Funds may be used to purchase medical equipment, office equipment or furniture, video cameras and televisions for use in tele-health services and computer equipment for electronic health records systems (EHR). Applicants must apply through the Grants.gov system and must register with HRSA Electronic Handbook system. The application deadline is in June.

U.S. Health Resources and Services Administration

5600 Fishers Lane

Rockville, MD 20857

hrsa.gov

Ship Worldwide And Calculate Worldwide Shipping Costs

Choose among a variety of ways to ship your package overseas.

Technology evolves and makes the world seem ever smaller. It's almost as easy to do business with someone halfway around the world as it is to work with someone just down the street. If you need to ship a package overseas, you have several options. Online calculators can make figuring your international shipping costs simple. You can arrange for pickup right from your door, too, saving time and gas for a trip to the shipping center.

Instructions

Post Office

1. Choose the service you want to use. The U.S. Postal Service offers several classes of international shipping, depending on the size and weight of your package and how soon you need it to arrive at its destination. Choices include Global Express Guaranteed, Express Mail International, Express Mail International Flat Rate, Priority Mail International and Priority Mail International Flat Rate, as of publication. The post office website explains each of these services, as well as starting shipping costs and estimated delivery times.

2. Select the Calculate Price button for the shipping service of your choice, on the USPS website. Choose the type of time you want to mail - letter, flat or parcel.

3. Measure the length, height and width of your package. Add these measurements together. This is your dimensional weight. Weigh the package. Enter the package weight and the dimensional weight in the online calculator. If you've chosen to ship using a flat rate service, you can skip this step. You can ship any package via flat rate, regardless of the weight, as long as the item fits in the flat rate box the post office provides.

4. Enter your origin zip code and address information for your destination. Choose calculate. The calculator will figure your shipping for a variety of services, including the one you selected. You can choose a different service at this point, if you decide you want to you a less expensive or a faster service.

5. Choose "Ship Online Now." Fill in the information about your destination , along with your U.S. address information. You'll need to provide a credit card for the shipping charges. Print the bar-coded mailing label and attach it to your package.

6. Indicate that you'd like someone to pick up your package. The website will give you an approximate day and time for package pickup. You can also take your package to the nearest post office.

Federal Express

7. Go to Federal Express' website and choose "International Shipping." Fill in your zip code and the city and country you want to ship to, along with the weight of your package. This will give you a quick quote.

8. Choose "More Detailed Rates." Fill in information about your package weight and destination, as well as whether you're using your own packaging material or a FedEx box. The results will give you a range of services offering various prices and delivery times. Choose the option that best suits your needs.

9. Choose "Ship" and fill in information about your FedEx account number or provide a credit card for the shipping charges. Print the shipping label and attach it to your package.

10. Schedule a pickup of your package. A Federal Express driver will pick up the package at your home or business, or you can drop the package at a FedEx office.

UPS

11. Log on to the UPS website. Choose "Calculate Time and Cost."

12. Enter the information about your destination address. This will produce a chart with various shipping options. Choose "Enter Detail to Show Costs" and enter your package size and weight, and any special services you need.

13. Choose the shipping method you prefer and select "Ship Now." Enter all your shipping information and provide a credit card to pay. Print the UPS shipping label and attach it to your package.

14. Schedule a pickup for your package, or deliver it to your nearest UPS shipping office.

Ship Cars In The Usa

Submit paperwork early to avoid delays in exporting a car.

If you are moving overseas or have sold you car to an overseas buyer, you may be responsible for preparing the necessary paperwork to ship the car from the United States. Although the physical process of dropping the vehicle off at the port is a simple one, you may be required to file a large amount of paperwork in order to legally export the vehicle. Many shipping companies will help you with this paperwork in an effort to earn your business.

Instructions

1. Confirm vehicle eligibility. The laws surrounding exporting and shipping cars from the United States to another country are outlined in Title 19 of the U.S. Code of Federal Regulations. These regulations state that for a vehicle to be exported, you must have a title, manufacturer's statement of origin or junk certificate that proves ownership. If there is an outstanding lien on the vehicle, the lienholder must provide written permission for the vehicle to be exported.

2. Arrange shipping. There are many international shipping specialists who provide no-obligation quotes via their websites. If you are shipping a vehicle to another continent via boat, it is vital to get multiple price quotes, as this type of shipping is very expensive.

3. Submit documentation. In some cases, your shipping company will take care of submitting necessary documentation on your behalf. In other cases, you will need to fax or send documents to U.S. Customs and Border Protection prior to exporting the vehicle. If the vehicle is being exported at a land crossing with Canada or Mexico, proof of ownership as mentioned in Step 1 must be submitted at least 72 hours prior to exportation.

Whether the vehicle is driven under its own power or shipped on a truck or train, it must be presented to customs at the border. If a vehicle is being exported by air or boat, all documentation and the vehicle must be presented to customs no less than 72 hours before the exportation.

4. Pick up the vehicle at port. Once the car is shipped and it arrives at the destination, it must be picked up at the port. If the vehicle is being picked up by a driver other than the registered owner, written authorization should be provided to prevent complications when picking the vehicle up.

5. Transfer title. Once the vehicle is legally in a new location, the title may be transferred to the standard required by the importing country. Additional inspections and sealing of the speedometer are necessary in some jurisdictions.

Concerning The Event Planning Business

Companies and individuals are always looking to hire people to plan their most important events. Opportunities exist to work for a company as an event planner. Or you can work for yourself. No specific education is required, although a four-year college degree in a related field does help in the event planning business.

Significance

Event planning involves organizing all types of events from a large-scale wine tasting fundraiser to a 50th anniversary party to meetings and conferences. You must have incredible people, communication and organizational skills and a certain amount of creativity. Event planning requires brainstorming event ideas and visualizing the steps needed to pull it off and working within a budget.

Corporate Events

The type of event a planner works usually falls into two categories, according to Entrepreneur.com. The first is corporate events. A corporate event planner is responsible for conferences, conventions, fundraising events, company meetings, holiday parties and board meetings.

Social Events

On the flip side is social event planning, which includes weddings, birthday parties, anniversary parties and reunions. You will usually work with an individual rather than a company. It is important to note that some event planners plan a mix of corporate and social events, but both require the same fundamental skills.

Types of Employers

As an event planner, you can work for yourself and choose the type of events you want to plan and the type of clients you want to work with. It also allows you to set your own schedule. You can also choose to work for a nonprofit organization or a for-profit business. Then you are a staff member and will be working with your company on implementing events from start to finish. Finally, you can choose to work for a specific event planning business, such as a wedding planning company.

Education and Experience

A college degree can help in the event planning world, including hospitality management, communications or business. While employers prefer their event planners to have four-year degrees, experience counts for a lot, too. To get experience, volunteer to plan a family member's 50th birthday party or offer to help a local event--or charity. By volunteering you will not only get experience for your resume, but you will also meet people in the event planning field.

Ship A Laptop To Vietnam

If you send your laptop to Vietnam, make sure to find a reliable shipping company.

Laptops are widely available in Vietnam, but to obtain a newer model or a better price people in Vietnam sometimes must have a machine shipped in from the United States or other country. Travelers to Vietnam also sometimes ship their laptops to avoid the inconvenience of carrying the machine on a plane. Shipping a laptop to Vietnam is easy and safe as long as you find a reliable, well-known shipping company and wrap up the laptop well.

Instructions

1. Keep the laptop wrapped in its original packaging because this packaging will protect it best. If feasible, wrap the machine in additional bubble wrap to protect it.

2. Find a cardboard box big enough to hold the laptop and its original packaging. Stuff any empty space with rags or bubble wrap. Use packing tape to seal the box and write your address and the recipient's address legibly on the front. Write "FRAGILE" on the box in big letters.

3. Choose your shipping service from among reputable companies. Large reliable shippers include DHL, UPS and FedEx. Make sure your machine has insurance and a warranty in case it arrives damaged. Ask your shipper how much the duties will be in Vietnam when the recipient comes to pick up the machine, as rates vary. Hand over your package to the shipper and notify the recipient in Vietnam that the laptop has been sent.

Ship A Vehicle To France

An international move can be a huge undertaking but is something that is becoming more and more common as the economy changes and companies begin outsourcing their work to other countries. One thing that many people will need to think about when making an international move is transportation. There are many obstacles to consider when deciding get your automobile from port to port.

Instructions

1. Decide whether it is worth the cost to ship your automobile to France. In many cases it can be cheaper to buy a car once you arrive in France than it is to ship it there. Also, European cars are much smaller and gas efficient than American cars and so may give you more value both on your wallet while being better for the environment.

2. Prepare your car to be in line with all of the local driving laws in France . For example, in Europe cars are required to have orange turn signals while in the United States they are red. Also keep in mind that in France they drive on the left side of the road rather than the right which will put your driver’s seat on the wrong side of the car. This is not illegal, but can make driving a little confusing while overseas.

3. Choose a shipping company and get a quote. There are numerous companies who offer port-to-port service from the United States to France. Most companies will either have a general quote on their website based off of size, weight, year, make/model, and value of the car. If they do not have them listed on the website they will usually have an online form to fill out or contact information to get a quote directly from the company. Make sure and have all of the information listed above before calling to get a quote.

4. Gather all the necessary documents so you can purchase marine insurance for your vehicle. You will need the original title, or at the least a certified copy of the title to prove that you own the vehicle. Once you have proof that you own the vehicle it’s time to buy marine insurance. Check with your car insurance provider to see if they offer marine insurance, if not you can usually buy additional insurance through the company that you have chosen to ship your car with.

5. Contact France's consulate. There are a host of other fees that can come with shipping your car. The consulate is your best source for information on these fees as well as any taxes or customs issues you may encounter. These costs can vary dependent on the price of the car, your employment status and your residency status.

Start A Container Business Today

If you are interested in starting a home-based gift basket business, this is the way to get started today!

Instructions

1. The first step to starting your business will be determining who you will market your services to. The easiest place to start with this is Real Estate Agents. These agents are constantly looking for ways to thank their clients for choosing them to assist in the purchasing/selling of their property.

Real Estate Agents alone could keep you very busy in your new gift basket business. The best way to get ready before approaching agents is to get a few basic packages laid out with different price ranges. I would start with your lowest package around $25 and gradually move up from there.

2. Finding products. There are several options for finding products to put gift baskets together.

The first would be to set-up individual accounts gift basket items distributors. This process takes a lot of time and research to do. First you must locate a basket distributor, then distributors for all the different products, etc, etc. and could take you days, maybe weeks to get ready to market your services.

3. I like to do things the easy way, so I can start making money as soon as possible. So the second option would be to use an online gift basket company that you could purchase ready-made baskets from and resell at higher prices. This works great for two reasons. The first is now all of your products can be found and purchased at one place; and second, this will give you packages (with pictures from their site) to show your agents and let them choose from.

This will save you so much time and frustration! There are several online companies that you can choose from. Giftree (link in resource box, bottom of page) is a great option because they have really nice basket packages to choose from and they have low prices that you could easily mark up for a good profit.

Then there is DIY Gift Baskets (link in resource box, bottom of page), this company offers many options so you can pick and choose your baskets and items to go in baskets, still giving you a one-stop shop.

4. Once you determine which company you would like to use, that's it, you can be ready for business in ONE DAY! Collect pictures and information from the company to present to your clients (real estate agents).

Be sure to check approximate time for shipping and shipping costs as well to make sure you can deliver when needed and make enough money for all of your work. If you forget to add shipping charges into you overall cost, you could lose money!

Ship A Vehicle By Get Trained In Canada

Shipping cars by rail saves in fuel, mileage and driver expenses.

Shipping a car by rail over long distances in Canada is a time-saving and convenient way to avoid vehicle wear, mileage, fuel costs and driver expenses. Canadian vehicle transport companies operate coast to coast, offering a combination of services including door-to-door pick up and delivery. Vehicles are shipped using special ramps and rail cars designed to prevent damage during loading, transport and unloading.

Instructions

Planning, Preparation and Shipment

1. Plan route to transporter. Consider how your vehicle will be transported to a carrier's point of rail departure. If you live close to a major terminal, you can save money by driving the vehicle yourself. If distance or convenience is an issue, you can have the company pick up your vehicle from a residence or business.

2. Get quotes from as many companies as possible. Ask that rates include all taxes and fuel charges, with no hidden surprises. Request firm pricing on terminal-to-terminal and door-to-door services, or a combination of both depending on your needs. Inquire about additional insurance options. A carrier's basic cargo insurance usually carries a hefty deductible.

3. Reserve a shipping date. Most auto transport companies in Canada require at least two to five days notice before vehicle shipment. This time is used to arrange payment and shipping details. Booking further in advance increases chances for securing preferred pick up and arrival dates. Once a date is reserved, you will likely be required to prepare your vehicle for shipment using a checklist provided by the shipper. This will include the following points:

-Wash the vehicle

-Top up coolant and transmission oil

-Check tire pressure

-Make sure emergency brake is functioning

-Demobilize alarm systems

-At least 1/4 tank of gasoline

-Provide one set of keys with vehicle

-Lower or remove antennae

-Remove stereo face plates and GPS devices

-Remove low spoilers, fairings and air dams

-Secure caps and canopies properly

-Remove any non-permanent racks

-Do not leave personal belongings in vehicle

Items such as racks and antennae can be stored in the vehicle's trunk.

4. Have your vehicle inspected. Transport company surveyors perform the vehicle inspection at the point of departure, as determined in the shipping agreement. The inspection is performed to guarantee that both parties are aware of the vehicle's condition prior to shipment.

5. Allow three to 25 days for delivery. You will be notified of your vehicle's arrival and can arrange to pick it up at the destination terminal or to have it delivered via flatbed tow truck to a residence or business.

Be sure to inspect your vehicle upon delivery against the point of origin inspection report. Any damage resulting from shipment must be documented on the Bill of Lading with a signature from a shipping representative. Insurance companies will refuse a claim unless it is properly documented at the time of delivery.

Ship A Motorcycle Inexpensively

You love your bike and can't imagine going anywhere without it. But it's not always possible to carry your bike with you as you travel, especially if you're going by plane. Learn to box and ship your bike cheaply, so that you don't have to go without it.

Instructions

1. Get a box and a fork brake for your bike from your local bike store. Some stores may charge a nominal fee for their boxes. Make sure to get a box that fits your bike, as not all bikes are the same size.

2. Check if the box is in good condition. The staples should fit securely, and you shouldn't find any weak spots or holes. If you're unsure of the solidity of the box, find another.

3. Remove any parts from your bike that you can. This may include the seat, seat post, front wheel, handlebars and pedals.

4. Pad the tubes of your bike and all separate parts. You can use sheets, bubble wrap, newspaper or whatever else you think will prevent pieces from poking through the box.

5. Tape the small parts securely to the frame of the bike. Arrange all pieces so nothing sticks out.

6. Put the fork block into the axle notches where you removed the front wheel. This should protect the bike and prevent it from poking through the box.

7. Compare shipping prices and ship your bike. Try FedEx, UPS, online shipping companies and any other service with which you're familiar.

Shingle A Valley Roof

Roof lines create dramatic effects and add to the overall style and feel of a home. When it comes time to put shingles on a valley roof, special care and attention is needed to keep the valley free from leaks. Remember, more water travels through the valley on a roof than any other part of the roof.

Instructions

1. Mark the valley with a chalk line. The lines should go 9 inches and 18 inches on either side of the valley. Lines are parallel with the valley.

2. Lay an 18-inch-wide piece of flashing down the middle of the valley, using the lines as a guide. Mark the end of the flashing according to the angle at the edge of the roof.

3. Cut the flashing to match the angle of the roof line.

4. Nail the flashing down to the roof by placing nails along the outer edge of the flashing.

5. Spread roofing cement along the outer edges of the flashing to seal the flashing and cover the nails.

6. Lay a 36-inch-wide piece of waterproof roofing material centered along the valley. Mark the end of the material along the roof edge as you did with the flashing material.

7. Cut the end of the roofing material to match the roof edge and then nail down the material in the valley. Nails go on the outer edges.

8. Lay a shingle (don't nail it) along one side of the valley so at least 1/3 of the shingle crosses to the other side of the valley.

9. Mark the top two corners of the shingle and measure the marks from the valley. Create a chalk line parallel to the valley with the measurements from the first shingle.

10. Place another set of chalk lines 3 inches from either side of the valley. Do not place any nails inside the 3-inch line toward the valley.

11. Nail the first shingle into place with the shingle pressed into the valley.

12. Install a second shingle on the opposite side of the roof to create an "x" with the first shingle at the roof edge.

13. Install shingles up the valley in a straight line with the first shingle using the chalk line as a guide. You won't criss-cross any more shingles.

14. Lay a fresh set of chalk lines on top of the shingles 3 inches on either side of the valley.

15. Add the shingles to the roof from the side away from the valley. When you reach the chalk line at the valley, cut the last shingle to fit in place. The shingles should not cross the chalk line at the valley.

Share Your Invention Ideas

Share Your Invention Ideas

You've come up with an amazing invention idea, but you're not sure refine it. How can you find out if it is truly a good idea? What will other people think of it? If you are one of those amazingly creative people who are constantly coming up with inventive new ideas for new products or services, but you aren't sure what to do after you come up with the idea, then read on.

Instructions

1. Talk to friends and family, or other people you trust. Although many people might go straight to the Internet to share their ideas, it is better to refine your invention with trustworthy people who will give you an honest opinion--and who also won't steal your ideas! See what they think, and carefully consider their advice.

2. Talk to a professional. For example, if your invention idea has something to do with cars, visit a mechanic or someone who builds cars as a hobby. Chances are, they may know more about how viable your invention idea is than you do. It is important to find someone who knows a lot about your subject if you are serious about pursuing your invention idea.

3. Join a club or professional organization. There are many groups and clubs for inventors, offering information about document your invention ideas, as well as tips and forums (see Resources below).

4. Start your own club. Put an ad on craigslist.org or in your local paper, asking for people who would like to discuss invention ideas (see Resources below).

Suggestions For Webpages

Starting a website requires little technical knowledge.

A social networking website can be a platform for communicating with the world, but it is limited in flexibility. You must work within that website's design, may not be able to post certain types of content and cannot attempt to earn money from it. If you have something to say to the world, want to express your design creativity or simply want to earn money online, try creating a website. A website costs little to run, and there are many types that you can create.

Personal Blog

A blog -- short for "weblog" -- is a website updated with new content on a regular basis. When someone visits a blog, the front page displays the most recent content. Many of the most popular websites are blogs, and as a blogger, you can write about anything that interests you. Share your opinions on current events, or simply keep your friends updated on your life's daily happenings.

Product Or Service Website

If you have a product or service to sell, a website is a way to market it. Many people check the Internet rather than opening a phone book when they are looking for products and services, and starting a website for your business can help to increase its reach.

Review Website

Many online retailers give customers the ability to post reviews of the items that they purchase. However, if you enjoy sharing your opinions about things such as products, movies and music and want to make it a full-time hobby, create a website for your reviews. To monetize your content, set up an affiliate account with an online merchant. If someone clicks a link and purchases a product because of your review, you will receive a percentage of the sale price.

Instructional Website

If you have a unique skill or ability that would interest others, create a website explaining your method. An instructional website could show readers do virtually anything, such as cooking, home improvement or repairing computers.

Online Portfolio

If you are a freelance writer, artist or musician looking for work, a website could illustrate your skills more effectively than a resume. Add your best content to the website, and print the website address on your resume and business cards.

Forum

A forum is an online discussion board that people can join to discuss a particular topic. If you have a strong interest in something such as a band or sports team, consider starting a forum to discuss it with others.

Setup Your Personal Country Store

Congratulations on deciding to set up your own country store. Small retail opportunities are especially important for rural communities where local residents must sometimes commute for miles to secure needed merchandise. By carefully planning your approach for starting your country store, you can improve the chances that the venture will be a successful one.

Instructions

1. An important first step is to select an appropriate location for your store. When you build a store in a small rural community, it's especially important to supplement the limited number of local customers with out-of-town visitors. If your store will be in a community that is served by a state highway, it will be vital to locate your store where it is visible from the highway.

2. Carefully review any proposed relationships with product distributors. There are any number of distributors that you can contract with to provide you with products. Don't lock into a long-term commitment until you're absolutely sure you'll be receiving the best products and customer service for the investment. Don't assume that you must sign a contract with a distributor. You may save money by commuting to the nearest large city and purchasing your inventory at a big box retailer.

3. Do not overbuild! One of the benefits to locating in a rural community is that the expectations for a state-of-the-art facility aren't present. This allows you to use a feasible, well-maintained, and pleasing storefront without having to lay out a massive amount of facilities-related costs. Remember, the mortgage payment is probably the last bill you want to worry about reducing, should times get tough. Lowering mortgage payments can be a complicated process. Not overspending for a storefront is a vital component of your success.

4. One of the most expensive costs for any retailer is personnel. Develop a long-range employee plan that will allow you to expand your work force as income allows. It will be important to maintain a careful balance by structuring working hours in a way that doesn't result in prohibitive labor costs but also doesn't require you and your family to shoulder a work load that will cause too much stress.

5. Carefully price your insurance options. Remember, while the terms of your mortgage will mandate maintaining property insurance coverage, it will also be important to consider purchasing insurance coverage on your inventory and for general liability purposes. One option for reducing insurance costs would be installing a security system. This could be especially important in a remote area that is a significant distance from a police presence.

6. In a rural area the best advertising is free. One of the challenges about living in a small community is that there aren't many places a person can go or many things they can do. Residents, especially local farmers, enjoy meeting with each other and talking about the latest happenings in the town. Consider providing space for these individuals for socializing. They will tend to buy products while they're visiting. By being the one place to go in the community, your store will keep a high profile in the minds of local residents and save you from having to spend money on advertising.

Setup Url Channels For Adsense

Google Adsense URL Channels let you track your earnings more efficiently. The Adsense reporting features let you track the effectiveness of specific ads, pages and domains. Regular Adsense Channels let you track one or more ads they contains. URL Channels let you track the overall performance of specific parts of your websites. Track anywhere from a single page or sub domain to an entire domain using a single channel.

Instructions

1. Open your favorite Web browser and log in to the Adsense website. Click the "My ads" tab at the top of the page.

2. Click the "URL Channels" link in the "Content" section. Click the "New URL Channel" button.

3. Enter the URLs you want to track in the box that appears. Enter a single address per line. Typing a domain with no sub domain or pages will track the entire domain's earnings, for example, typing "http://mydomain.com" will also track earnings from "www.mydomain.com" and any pages under it.

4. Click the "Add URL Channels" button after you've entered the domains. The URL Channel performance may be seen in the "Performance Reports" tab in the "URL Channels" link.

Cheap Ways To Earn Money On The Web Legally

There are many ways to legally make money on the Internet.

There are several inexpensive ways to legally make money on the Internet. Those listed here are suitable for either full-time or part-time business ventures and are popular choices for stay-at-home parents, students, and anyone else who is in need of adding to their current income. Typically, the more time you have to devote to these ideas, the faster you'll begin to see a profit.

Web Design Business

Although helpful, formal schooling is not required when starting a web design business. There are many books and online tutorials that provide comprehensive instructions on all aspects of designing websites. Many of these books can be obtained from the local library, if money is an issue.

All that is required to start this business is a fairly up-to-date computer and a portfolio that showcases your best work. A web design software package, such as Dreamweaver, is recommended. However, it is possible to start out using free software or writing out the code in HTML.

Post ads on Craigslist for no-cost advertising. Take advantage of merchants, like Vista Print, who offer free business cards or create your own. Leave a few behind each time you go out to run errands.

Online Auctions

If you have several items that are no longer useful to you, starting an online auction business is easily accomplished with almost no up-front investment. You pay a small listing fee for each item you sell. Re-investing a portion of your initial profits in additional inventory means even greater profit.

Shipping supplies are available at your local post office and on the USPS website. Supplies such as Priority Mail shipping boxes, envelopes, and packing tape are free. You can streamline the entire shipping process by weighing packages on your own postal scale and printing out postage on your computer. In most areas, your mail carrier will pick up your packages as well.

Freelance Writing

Freelance writing is another way you can make money on the Internet with very little investment. All that is required for start-up is a good word processing program, an adequate level of writing skill, and a list of possible clients.

Depending on your preference, you have the option of creating resumes, writing newsletters and website copy, and even writing for print magazines. Templates are readily available for resumes and newsletters. If you can write about parenting issues, there are many regional parenting publications that take on new writers.

To generate new business, advertise your writing services on sites such as Craigslist. Make fliers and post them locally. Offer a small discount for referrals.

Setup Paypal For Any Business

Setting up a PayPal business account allows your customers to pay you online.

PayPal is a website that lets individuals and businesses send and receive money. After you connect your business bank account to PayPal, you may send money to or receive money from customers. It is free to set up a PayPal account for a business. There is a small fee for receiving funds, but it is free to send money to others. If you are a business that handles online orders, setting up a PayPal account is a way to receive payment quickly and easily.

Instructions

1. Go to the PayPal website and click on "Sign Up" (see Resources).

2. Choose the country in which you perform your business and the main language you use for your business.

3. Choose the "Business" account from the drop-down menu. The other two choices are "Personal" and "Premier," but they are for individuals. Hit "Start Now."

4. Click on "Find Your Payment Solution" to choose the best payment solution for your business. Answer the questions on the menu and hit "Continue." You will need to enter your bank account information, including bank name, account number and routing number.

5. Click on the type of account you want to open for your business and hit "Continue."

6. Hit "Go" and fill in the contact information for your business, including the name, address and other relevant information.

7. Check the bank account you connected to your PayPal account in a few days to get the "verification amount." You should notice a small deposit in your account made by "PayPal." Write down this number.

8. Log in to PayPal and enter in the amount of money that was recently deposited into your bank account. This assures PayPal that you have a legitimate bank account. You can now start using your business PayPal account.

Hermaphrodite Information

Hermaphrodite Information

A hermaphrodite, according to the 2009 Merriam Webster Dictionary, is a plant or animal that has male and female sex organs. The term is sometimes used to describe humans born with ambiguous genitalia, errors in the sex chromosomes or other genital abnormalities, although it is not the preferred terminology for such conditions.

History

The word "hermaphrodite" comes from the Greek word hermaphroditos; Hermaphroditos was a Greek that had both female and male sex features.

Frequency

The Intersex Society of North America estimates that one in 100 babies are born with genitalia outside of the female or male standard, and one or two in 1000 births resulting in an individual having surgery to normalize genitalia

Types

Hermaphoditism occurs naturally in a number of plant breeds, some fish and invertebrate animals such as flatworms, earthworms, snails and slugs.

Misconceptions

Although plants and animals can be "true" hermaphrodites and have both fully functioning male and female parts no known human has ever been born with complete female and male anatomies.

Considerations

According to the Intersex Society of America, individuals born with ambiguous genitalia or sex chromosome disorders prefer the term "intersex" as it is more inclusive than the word hermaphrodite.

Setup Business Email Options

Email is the day to day information currency of online business and your ability to run your business smoothly depends in large part on your ability to set up your business email accounts in an orderly, accessible way and to maintain them in real time. Email archives also come in handy as a powerful archive of business operations and you can maximize their usefulness with a powerful, searchable and permanent email service.

Instructions

Investigate Free Email Account Options

1. Check out the email product offered free by your web hosting service. Balance the appeal of having branded email addresses that include your domain name with the possibility that it lacks functionality and the likelihood that you might have problems accessing your email history if you change your hosting provider.

2. Prepare for business related email attachments by setting up attachment folders and training your system to store the various types of attachment files (PDF, Word, audio, fax) in folders where you can locate them easily.

3. Establish a fax by email account coordinated with your business email system so that you can easily email copies of orders and others documents that you receive by fax.

4. Check out Google's "Sign up for Gmail" page for a free, full function email system (see Resources below). You can set up sub-accounts, use labels and filters to sort your mail, enable mobile access, integrate with Google Talk and other highly functional Google tools, search mail almost instantaneously and you also get a lightning fast 2.8 gig virtual memory drive with each Gmail account.

Organize Your Email Accounts

5. Consider using your branded hosting service email accounts in tandem with a more powerful email service like Gmail by setting the branded accounts to automatically forward your emails.

6. Establish individual email accounts or sub-accounts for each employee (steve@yourbusiness.com, diane@yourbusiness.com, for example) and for each business function (sales@yourbusiness.com, customer.service@yourbusiness.com, for example).

7. Establish similar sub-accounts within a single Gmail account by adding a prefix to your regular address: for example, info.yourbusiness@gmail.com, customerservice.yourbusiness@gmail.com, orders.yourbusiness@gmail.com. You can then use Gmail's powerful label and filter settings so that email is automatically sorted and organized. Gmail search tools will allow you to isolate any piece of information almost instantaneously.

8. Re-label email messages when you act upon them and they will automatically provide you with a project management tool and a status record.

Description Of The Thermistor

Thermistors are temperature sensors that are made from a variety of metal-oxide semiconductor materials. The semiconductor material used determines the temperature range, sensitivity and resistance ranges involved in its application. The resistance of the semiconductor varies with a change in temperature. That change in resistance is interpreted by an instrument that in turn displays a temperature reading. Thermistors have a negative temperature coefficient. That means that as the temperature increases, the thermistor's resistance value decreases.

Sensitivity

Sensitivity is a function that describes how much resistance changes with a change in temperature. According to Johnson, resistance changes of 10 percent per degree Celsius are not uncommon. Therefore, if a thermistor has a nominal value of 10,000 ohms at laboratory temperature (20 degrees Celsius), a 1 degree Celsius change in temperature could cause a 1,000 ohm change in resistance.

Construction

Thermistors are most commonly formed into the shape of beads, disks, and rods. Their size can vary from as small as 1 mm and as large as several cm in diameter. A smaller thermistor will react faster to temperature changes. Different materials, such as epoxy, are used to surround and protect the thermistor from damage.

Temperature range

The temperature range of a thermistor is limited. The resistance-to-temperature curve is extremely non-linear. At lower temperatures, the resistance increases rapidly. At higher temperatures, the resistance decreases to nearly zero. Therefore, most thermistors are intended to be used between -80 degrees Celsius to 300 degrees Celsius.

Response time

Response time is how quickly a thermistor responds to a change in temperature. A 1-mm thermistor bead in an oil bath can react as quickly as half a second. The same bead in open air may have a response time of nearly 10 seconds. As the thermistor's size increases, so does its response time. If a thermistor is being used in a temperature control system, a faster response time results in better temperature control.

Signal conditioning

Due to a thermistor's non-linearity, it is difficult to use alone as a temperature measurement device. The thermistor is usually connected to a divider circuit with a fixed resistor of the same nominal value. The measurement instrument then senses the change in resistance of the thermistor and converts it to a temperature reading.

Tips About Beginning A Marketing Business

Although movies often glamorize the advertising business as one revolving around glam fashions, expense accounts, and upscale lunches--not to mention lots of free time to pursue romance--the reality is that it's very hard work. For savvy wordsmiths and imaginative spin-meisters, however, no two days are ever the same, plus they have the satisfaction of shining a spotlight on companies that would otherwise be in the dark about promoting themselves.

Identifying Your Niche

Advertising consultants and the agencies they represent fall into two categories: generalists and specialists. Generalists handle a broad spectrum of clients, products and special events. These are often mid-size or large agencies that have the personnel to handle multiple, time-sensitive accounts and/or operate on a retainer basis. Specialists, in contrast, focus on a particular type of clientele (i.e., celebrities, authors, restaurateurs) or events targeting specific demographics (i.e., cultural festivals, sports tournaments, fashion shows). The combination of choosiness about projects and orchestrating one-time or recurring community events makes this an attractive career choice for the advertising consultant who wants to work solo and/or work out of her home. Ideally, you should either have hands-on experience with an existing ad agency or a mentor to show you the ropes before you put out your own shingle. Once you decide whether you want to be a generalist or a specialist, you can start part-time by handling a few PR projects such as press releases, logo designs, radio/TV/print ads, speaking tours, and fundraising campaigns for friends, associates and nonprofit organizations. This strategy will not only get you referrals but also build your advertising portfolio and expand your media networking circle.

Researching Your Competition

As with any type of business, it's important to find out who is already providing similar products and services to your target demographic. If, for instance, you live in a large city where lots of advertising agencies already exist, you have to figure out what you can do to distinguish yourself from the herd. This is where a specialist can have an advantage over a generalist because his clientele may be looking for someone who not only has a deeper connection to their needs but who can also give them more one-on-one attention than an ad exec who is busy managing her other accounts. Cost-effectiveness and turnaround time are two other factors that figure into a client's decision to go with one advertising agency over another. Your research methodology should include a look at what your competitors are charging (i.e., hourly, per project, or retainer), what types of accounts they handle, and how long it typically takes them to deliver on their promises. In concert with this, you should talk to business owners to gauge a sense of their satisfaction level and their expectations when working with an ad agency. Something to keep in mind when you're starting out is that mid-size and large advertising agencies often require a project to be of a certain dollar amount (usually four or five figures) in order to even capture their interest. When this amount is prohibitive to individuals or small businesses, their only recourse is to try to promote themselves. A newcomer like you who can offer a quality level of service at a price within their budget may be exactly what they need.

Building Your Network

An advertising consultant is only as effective as the breadth of names in her Rolodex that she can call on at a moment's notice whenever she needs to get something done for her clients. This includes a judiciously maintained list of media contacts for newspapers, magazines and radio/television stations, liaison with hospital industry reps, ongoing interaction with civic and community leaders, and an extensive pool of talent (i.e., writers, photographers, graphic artists, musicians) with whom she can subcontract to ensure each campaign's success. The advertising biz is not for a personality who is bashful or disorganized, who caves under pressure, or who only wants to work weekdays from 9 to 5. The more organizations and associations you can mingle with on both a social and business level, the faster you can create your platform, start a buzz, and begin acquiring clients.

Know Proper Table Manners In China

Among the many differences between Western and Chinese cultures, table manners rank as one of the most noticeable. While Chinese people frequently do things at the dinner table that many Westerns find strange and even rude, Westerners often commit errors of etiquette when at the table in China or in a Chinese home. To make sure that you know and observe table manners in China follow these steps.

Instructions

1. Know that food is shared. One of the biggest differences between Chinese and Western table manners is that in China a few dishes are placed in the center of a table and shared by all. This means that you should feel free to help yourself not just at the beginning of the meal but throughout it as well. Also, take it as a sign of honor and offer thanks when a Chinese host takes food from the center of the table and places it on your plate.

2. Respect the chopstick. The chopstick is the single most important utensil at a Chinese table. As such, it needs to be used correctly. Use the chopstick to grab or pinch food and never to skewer it, as you would with a fork. Also make sure to place your chopsticks horizontally over your bowl or plate and not lay them on the table or, even worse, stick them vertically into the rice bowl.

3. Use communal chopsticks. To take food from the center of the table you should use the communal chopsticks or spoons that are placed there for that purpose. In China, using your personal chopsticks to grab food is somewhat similar to "double dipping" in the West. If there are no communal utensils, use the blunt end of your chopsticks to grab food and put it on your plate, being mindful to not use the blunt end to put food into your mouth.

4. Respect seniority. Table manners in China incorporate respect for the elders, as does much of other Chinese etiquette. At the table, pass food to your elders before taking it for yourself. Also, if someone raises a toast, make sure that when you clink glasses with someone older than you that the rim of your glass is lower than the rim of the person more senior, as this is an important sign of respect.

Generate A Saltwater Aquarium

Set Up a Saltwater Aquarium

If you are a fan of exotic fish and aquariums you should invest in a saltwater aquarium. The pleasure you'll get from your fish makes a saltwater tank worth the trouble involved in setting it up.

Instructions

1. Check the tank for leaks.

2. Clean the tank with a solution of 1 tsp. pure bleach for every 5 gallons of water. Scrub the tank, plastic plants, decorations and rocks. Rinse everything thoroughly several times with clean water.

3. Install the filtration system. Follow the manufacturer's instructions carefully since models vary in their installation.

4. Wash the substrate thoroughly before you put it in the tank. Figure on 1 lb. of gravel per gallon the tank holds.

5. Put the plants in, anchoring the bottoms in the substrate.

6. Fill a large bucket with clean, dechlorinated water.

7. Using a hydrometer (a device used to read how much salt is dissolved in the water), add salt. Your goal is a specific gravity between 1.020 and 1.023.

8. Fill your tank with the saltwater, leaving about an inch at the top.

9. Start the filter system.

10. Add the heater and thermometer. Most marine fish do best between 75 and 80 degrees.

11. Let everything run for at least 72 hours and get the temperature settings right and the water moving.

12. Cycle the aquarium. A just-set-up fish tank lacks the bacteria that it needs to form a steady biological cycle.

13. Add your fish when the chemical levels are all okay and the tank temperature is within suggested limits.

14. Buy a powerhead. In saltwater aquariums, water movement is an absolute must. Be careful not to get one so big that it causes a whirlpool effect.

15. Get a protein skimmer, which is a necessity for marine tanks. This removes organic debris from the water before it has time to convert to nitrates.

16. Keep in mind that you'll also need an external water pump and possibly an air pump for your skimmer.

Generate A Practice Buying and selling Account Free

Set Up a Practice Trading Account Free

If you have ever wanted to learn to trade stocks, but were too afraid to risk any money, you should set up a free practice trading account. It will allow you to build a portfolio of stocks and even options and trade on the exchanges in real time, without losing real money.

Instructions

1. You can open a free simulated trading account at Investopedia.com. Just enter your email address and click "Submit." You will be given $100,000 simulated dollars and will have the opportunity to compete against 350,000 other investors. Buy and short-sell stocks and even purchase stock options. You can compete in existing competitions or create private ones with friends or classmates.

2. Enter a trade. To enter a trade you will need to enter the ticker symbol of the stock that you are interested in and whether you wish to enter a market, stop, or limit order. A market order will buy or sell a stock at whatever price the market is trading at, a stop order will enter a trade once the market has traded through a certain price and a limit order will only enter the trade at a price that you specify. Enter the quantity of stock you wish to purchase, click on "Preview," and then "Submit Order." Your trade will be entered in real time and you will see the purchase in your portfolio.

3. Track your portfolio. Click on "Portfolio" and you will see the quantity of each stock that you own, the price at which you purchased it, the current price, and your profit and loss. If you have used the advanced technique of short selling, where you borrow stock from a broker and profit when its price falls, you will also see those trades here.

4. Get educated.In addition to the trading simulator, Investopedia has lots of free material: hundred of articles on investing, tutorials, a huge financial glossary and even exam preparation modules.

Economic Analysis & Predicting

The economic analysis and the forecast are two powerful tools that businesspeople use to assess the current health and future direction of a company, organization or government. Historical data, mixed with knowledge about current market conditions and available resources are factors that affect the choices that businesspeople make. One analysis examines the strengths and weaknesses of an economy, while the other focuses on an organization's role in it.

Economic Analysis

An economic analysis begins when a business needs to make a decision about where and use limited resources to achieve a specific goal. Usually, the analysis compares two or more methods of achieving the goal; each alternative is measured in dollars for both opportunity costs and benefits to an economy. The analyses will also take into account specific assumptions and constraints; budgetary and legal issues are common assumptions and constraints with economic analysis.

Importance

Measuring the costs and benefits of potential outcomes of a decision is an essential task for the businessperson who wishes to make a reasoned and defendable choice. Weighing the effects of each analyses helps eliminate waste, whether dollar or human capital. It also helps the organization operate more efficiently if the first choice becomes unworkable; if that occurs, then the organization may have a tailor-made solution in the second choice ready to implement. The first choice may become unworkable if a key assumption or constraint is added or changed -- economic analysis assumes that all things remain constant -- which, in the business world, rarely happens.

Forecasting

The forecast is an analysis that predicts a business' results over a period of time. It uses actual or historical data as a guide, and adds information about current market conditions and anticipated future activity. The results of an economic analysis may force a new forecast if the organization decides to implement a decision based on the economic analysis. For example, if an economic analysis indicates that there is a net benefit from adding hamburgers to a restaurant menu, then a forecast would predict the added revenue and expense of adding hamburgers.

Importance

An accurate forecast helps the business plan for future use of its resources. Businesses like certainty. Forecasts that differ wildly from what actually occurs is harmful -- even if the results are better than anticipated. A business that had a bad forecast probably wasn't able to plan its use of resources efficiently; it may have even missed an important expansion or market opportunity. Businesses that don't grow or thrive may fail; as a result, understanding the market through economic analysis and using its information to make accurate predictions through forecasting is important.

Choices For Moving A Vehicle From New You are able to To California

There are options for moving your car cross-country.

Moving across the country from New York to California can be a stressful process, and finding a way to ship your car is just one of the many tasks you will need to carry out. There are a handful of options you can choose to move the car approximately 3,000 miles to your new west coast home.

Drive It

Driving is one option for getting your car to California from New York. On the one hand, driving takes several days and can cost hundreds of dollars in hotel stays, gas and food. On the other hand, it is a great way to see the country. Ensure that your car is in good working order prior to the long trip. You will put several thousands of miles on your car in just a few days.

Another option to drive your car without all the wear and tear is to tow it behind your moving truck. If you are moving yourself in a rented truck, you can rent a truck that includes the ability to tow a car.

Moving or Shipping Company

Most moving companies offer a car moving service, or can connect you with a car shipping company. If you are hiring a moving company to move your belongings to California, ask them what options you have for moving your car. You can let the moving or shipping company do all the work while you relax and fly to California in a matter of hours. Moving your car adds extra expense to your moving costs, so if you are on a tight budget, this may not be the best option. Check out sites like moving.com, shipmyvehicle.com and movecars.com to see a variety of options.

You can choose to ship the car in an enclosed trailer or an open car carrier. Enclosed trailers are more expensive, but also protect your car from weather and road debris. Other options include full service, or door to door delivery, so you do not have to lift a finger; or economy, which is slower than the other options, but less expensive.

Pay Someone

Consider paying a trusted friend or relative to drive the car from New York to California for you. Perhaps you know someone who is already planning to move cross country but does not have a car to drive. You can offer that person your car, which gives the person a means to get to California and gets your car to California. Or, you can offer some money to a friend who has time to drive it for you. Be sure that the person is trustworthy and has a valid driver's license. Also, contact your insurance company in advance to make sure the coverage is still valid if someone else is driving.

Tips

Speak to your auto insurance representative, as well as the moving or shipping company, to determine what is covered in case anything happens to your car and what you are responsible for. Take photos of your car's interior and exterior and make notes or any dents or scratches, in the presence of the shipping company's representative, before you sign over your car. Confirm estimated pick up and delivery dates, as well as the final cost, so there are no hidden or surprise costs when it is time to pay. Ask to see the company's federal license and insurance coverage before you sign that contract.

Generate A Limited Partnership

A partnership is a flexible form of business. It is a formal business structure --- like a corporation --- but is free from nuances such as record-keeping requirements or the need for a board of directors. Limited partnerships have general partners and limited partners. The general partners are personally liable for the debts and obligations of the business. Limited partners are liable only to the extent of their investment in the business. A limited partnership may attract outside investors to the company because the investors only risk the money they put into the endeavor and are not personally liable for the business debts or obligations.

Instructions

1. Obtain a certificate of limited partnership form from your state's business corporation's division. Local secretary of state offices often have these forms available. Many state websites provide links to download these forms.

2. Choose a name for your limited partnership. State laws typically require the name to contain a suffix such as "Limited Partnership" or "L.P." You may need to conduct a name availability search to ensure that your business name is original. Check your state's business corporations division website for more information.

3. Fill out the certificate of partnership form. While forms differ from state to state, you typically must provide the name of the limited partnership in the first section, list the business address in the following section and provide the names and addresses of each general partner. The limited partners do not need to sign the form or list their names on the form.

4. File this form with your state's business corporation's division. Pay the required filing fee. Fees vary by state. In California, the cost was $70 in December 2010; in Maryland, the fee was $200 in December 2010.

Generate A Business Line

Consider getting a business telephone line for your business.

Many businesses have business telephone lines, and setting up one is an important step in starting a new business. Having a telephone line that is linked to the business is essential if you plan on having your business listed in the telephone book or other directories. Further, having a separate business line is valuable if you do not wish to have business-related phone calls made to your mobile phone.

Instructions

1. Contact telephone companies that offer business accounts. A variety of companies offer business-class telephone lines, such as: Comcast, Verizon, Time Warner Cable, and AT&T. Contact these companies to see if they service the area in which your business is located and their pricing and business plan options (see References).

2. Contact the customer service department of the company that you chose. Once you have picked a company, call the customer service department to discuss a service package and plan. Many plans last from one to three years and require a business contract.

3. Sign your business telephone service contract. The telephone company will send you a contract through the U.S. Postal Service or email. Sign the contract and return it.

4. Schedule a time and date for setup. Once you have signed the contract, you will have to have someone from the telephone company come and hook up your new business telephone line.

Generate A Business In France

Set Up a Business in France

A business in France must be legally set up as either an individual operation with a sole proprietor, or must be registered as a company or corporation. The two most common ways of setting up as an individual are either as a self employed or sole trader called an Enterprise Individuelle (EI) or a limited liability single shareholder company called Entreprise Unipersonelle a Responsibilit Limit e (EURL). A registered company can be set up in three ways. The first is a Soci t a Responsibilit Limit e or SARL, the second, a Soci t Anonyme, or SA, and lastly a Soci t par Actions Simplifi e, or SAS.

Instructions

Setting up an Enterprise Individuelle

1. Find the Closest CFE Office

Find your nearest Centre de Formalit s des Entreprises, or CFE, office. This is the organization that processes all documents for new and existing businesses. Most larger towns have several. To find the relevant one, look at the annuaire CFE website. Select your business activity, select the company structure you require, enter your location and the contact details of your nearest office will be listed. They will give you the appropriate documents to fill out.

2. Take your completed application form back to the CFE office along with your passport or ID and proof of address. A utility bill or bank statement is sufficient. If the company you are setting up is regulated you will also need originals of any relevant diplomas or proof of expertise.

3. Get a receipt

Get a receipt from the CFE for your documents. This is called a r c piss de d pôt de dossier de cr ation d'entreprise and it confirms that your business is in the process of being set up. You will need this document to set up utility services, rent office space and open a company bank account. The whole process takes around 10 days.

4. To set up a EURL, SAS or SARL, decide how much you need to spend. To set up a limited company such as EURL, SAS or SARL you will need at least one euro. The owner's liability is limited to the amount of their capital investment. The correct documents can be obtained from your local CFE. In addition, you will also need to choose a 'statuts' for the company. This is best done with the help of a lawyer or accountant.

5. Establish a business address which can be your home or other premises. You will have to provide a certificate of domicile which can be a rental agreement or office lease contract. A notice of the company formation must be published in a legal gazette. This is best done via a notaire or notary.

6. Take your application form to the CFE along with two copies of the statutes, a copy of the gazette or documentation with the gazette details, certificate of the company's domicile and proof of identity. You will then be issued with a receipt saying the business is in the process of being formed.

Setup A Web-based Merchant

Approximately 34 percent of shoppers prefer to buy online, an Econsultancy report estimates. An online merchant account is a requirement for any business owner that wants to accept credit card payments from customers via his website. Even if the owner doesn't have a website and performs services for Web-based clients, he needs an online merchant account to get paid. A number of convenient services allow you to establish one of these accounts, and in some cases the setup is free.

Instructions

1. Establish an Internet merchant account with First Data, a merchant account and credit card processing company. You have to pay a monthly fee for a Global Secure Payment Gateway when you choose this method of setting up an online merchant account, as well as a setup fee in some cases. This payment gateway processes the credit card information that customers enter online. You can also enter transactions with your own browser into a virtual terminal system (no physical equipment is required besides your computer). You must apply with a tax ID or Social Security number (credit check required) and provide a business check to get approved.

2. Use Google Checkout to set up your online merchant account. If you choose this option, you do not have to pay an upfront setup or monthly gateway fee --- only per-transaction fees. After establishing an account, you can create online stores and generate links to send to your customers to make payments online with a credit card. The service provides fraud protection (Checkout Payment Guarantee), which pays you even if the payment results in a charge-back. You need a bank account and information about your business to sign up.

3. Create an account with PayLeap as another way to set up your online merchant account. It provides an e-commerce payment gateway service that processes a number of online payments, including credit cards; Automated Clearing House, or ACH, transactions (electronic checks); and even gift cards. Set up a shopping cart to receive payments or enter a customer's credit card information into a virtual terminal from your browser. Expect to pay a setup fee, monthly processing fee and per-transaction fees with this service.

Setup A Grownup Chat Room Business

Set Up an Adult Chat Room Business

Chat rooms allow adults to speak with people in their local area or around the world in the comfort of their own home. Sometimes chat rooms can be explicit in nature, which makes it a part of the multi-billion-dollar adult entertainment industry online. Establishing a chat room business requires low overhead and allows you to operate anywhere in the world.

Instructions

1. Create a domain name for your online adult chat room. A domain name is the destination that your customer will type in his web browser to reach your website. For example, eBay.com and BestBuy.com are examples of domain names. You can purchase your domain name by going to sites like godaddy.com or ehostpros.com. Consider a domain name with a catchy and seductive name to attract your consumers. Expect to pay as little as two dollars to more than $14 for your domain name.

2. Purchase adult web hosting for your chat room. You may not be able to go through many web hosts to host your website if the content will be adult or explicit in nature. Research web hosts that specifically cater to hosting websites with adult content. An adult web hosting provider may charge three dollars and above per month. For example, Domain Web Hosting Service (DWHS) provides adult web hosting for three dollars per month.

3. Design the website for your chat room. You can do this yourself if you have the expertise, or you can hire a web designer. A web designer will take your ideas regarding the color scheme, images and themes for your adult website and create your chat room. You can locate freelance web designers by going to guru.com and Elance.com.

4. Locate a chat room script to integrate into your website if your web designer does not have scripts available. Chat room scripts are programming code that you integrate into the design of your website that will create the ability for users to chat in an open room. You can go to various sites to locate free chat room scripts to integrate your website.

5. Advertise and market your website. Consider partnering with other websites that provide adult content. For example, adult streaming video, adult web cams, and adult toys companies may be willing to advertise your chat room website in return for advertising or links on your site.

Setup An Aa Bank Account

The Citibank/AAdvantage debit card works in conjunction with a Citibank checking account. Once you've enrolled in the program, you'll earn a certain amount of AAdvantage bonus miles for every dollar you spend with the card. Depending on which plan you select, you can save up to either 60,000 or 100,000 bonus miles which can then be used to fly to various destinations serviced by American Airlines. Setting up the AAdvantage debit card is a fairly straightforward process.

Instructions

1. Visit the American Airlines website via the link provided in Resources and enroll in the AAdvantage Program. To do this, you will need to enter your personal information into the form and click "Submit."

2. Navigate to the Citibank Checking Accounts website using the provided link and decide on which account works best for you. Citibank offers three different checking accounts each with their own fees, benefits, and features.

3. Open a checking account with Citibank. You can do this either in person at a nearby Citibank branch, or via their online enrollment forms. Click "Open an Account" to begin.

4. Contact Citibank customer support at 1-800-374-9700. Verify your account information with the telephone representative and request that your account be upgraded to an AAdvantage rewards account. You will need your AAdvantage account information to complete the upgrade process.

The Function From The Stock Market And Also The Capital Marketplaces Inside A Country'S Development

The stock exchange and capital markets play a major role in a country's development. They allow household funds to be utilized in the development of new businesses, which creates jobs and furthers development.

Features

Capital markets and stock markets provide an efficient means for individuals to invest in a country's businesses.

Significance

Recent observations show a significant link between a country's level of growth and the level of financial development in a country.

Considerations

A stock exchange and capital markets can also provide incentive for foreign direct investment, which can also help a country's economy develop.

Market Benefits

Because of the invisible hand and the interaction of self-interested buyers and sellers, markets can ensure that prices are set at a "fair" market value.

Efficient Capital Allocation

Another benefit is the fact that when a capital market is established, money will be invested in the areas which are most profitable---theoretically providing the most value to a country's citizens.

Set Salaries

When setting salaries you want to be fair, offer enough to get good talent but you don't want to over-pay either. To determine a fair salary you will have to do a little research to see what the going rate is for each position. Add all the other factors in, such as room for pay increases, before setting salaries.

Instructions

1. Know the market salary rate. Download a free salary guide booklet; this will give you an idea of what each position is paying. These guides will show the starting and ending salary for these positions and the percentage of increase expected in the next year or two. You will want to fall somewhere within those guidelines when setting salaries (see Resources below).

2. Check the classified ads. Look at jobs in these fields with similar tasks and responsibilities. Many times these ads will include a starting salary range.

3. Look online at Online.wsj.com and Acinet.org. These sites provide additional information based on specific criteria, such as the degree of responsibility, experience, size of company and the location (see Resources below).

4. Compare apples to apples. If your business is a non-profit organization, look at other non-profit organizations for salary comparisons. For-profit companies will pay more and possibly as much as double depending on the industry and the position.

5. Consider what you can afford to pay for each position. Compensation is not just in the form of money. You might consider including a better vacation package, stock options, bonuses, laptop or flexible hours. Rewards come in many forms.

Exactly What Is A Sales Budget

A sales budget is a valuable tool that gives a direction to a company with regard to its targeted sales. It helps to improve the profitability of a company. The company makes a financial plan with regard to the amount of goods and services that it plans to sell in a year and the price at which the goods and services are to be sold. This plan is its sales budget.

Features

The sales budget is the first component of the master operating budget. This is because sales affect all other parts of the master budget. It includes the total sales valued in quantity. It consists of three parts; break even, target and projected sales. The budget also includes sales by product, location, customer density and seasonal sales patterns. It provides a plan for both cash and credit sales. The basis of a sales budget is the sale price per unit of goods to be sold multiplied by the quantity of goods to be sold. A sales budget is planned around the competition, the material available, cost of distribution, government controls and the political climate.

Significance

A sales budget controls the finances allocated for achieving sales targets of a company. It is the standpoint for comparing the actual sales performance and the budgetary sales performance of a company. The budget guides the company with regard to how much money should be allocated to selling distribution and sometimes for advertising and marketing. A sales budget that sets realistic targets will help the company make a profit.

Effects

A good sales budget should serve as a guide to company with regard to its sales target. It should be flexible and resilient to the volatile changes in the market. The budget should not put too many restraints on the sales functions of the company. A sales budget is a financial plan for the sales of goods and services of a company. It is the basis on which all the financial decisions of a company with regard to sales are taken. The budget also controls the general sales prospects of a company. Online and off line marketing, marketing in the media and other advertising expenditures are planned around a sales budget.

Benefits

A sales budget helps a company achieve its sales targets. It helps prevent sales losses and provides a basis for sales evaluation. A sales budget helps to integrate all departments in a company because achieving a sales target is the secret of making profits. It helps each department to assess their performance and correct any mistakes in function. It helps a company distribute goods and services in a cost effective way. It also helps the company to keep its marketing expenditure within affordable limits.

Warning

A sales budget comes with inherent limitations and a good sales budget is made by overcoming these limitations. A sales budget cannot effectively forecast the future trends of events. It may not be easily accepted by all people in the organization. Preparing a sales budget takes up too much managerial time. Usually sales budgets shy away from expenditure that will give returns in the long run.

Set Goals For Achieving

Time management helps you reach goals.

Not having a system of dealing with every day life's responsibilities can lead to stress and make you feel overwhelmed. Deciding tackle a large number of problems can be daunting and may lead you to do nothing. Implement a system that will help you stay productive and learn delegate your time to more important problems. This simple system is called the A B C system and is very easy to learn.

Instructions

1. Clear your schedule for at least 15 minutes. Gather your materials together, whether it be a pencil and paper or your computer with word processing software.

2. Write down everything you need to get done. This can be anything from a work or school related project to laundry or shopping. Anything you think needs to be accomplished, write it on the list.

3. Analyze the list for priority. If something is of highest priority, such as "deposit check into bank" or "plan for meeting at work," put an A next to it. A tasks are the most important. If a task is important, but doesn't take precedent over other tasks, such as "get oil changed," "do laundry," etc., put a B next to it. B tasks are necessary, but are not imminently necessary. All of the tasks that are left put a C next to them. C tasks are things such as "organize your desk" or "sew a button on a shirt" or recreational activities. C tasks are things you would like to do, but don't have to do immediately.

4. Look at your list and rewrite it with the As on top, then the Bs and finally the Cs.

5. Complete your A tasks. This will help you take care of the most important tasks first and leave the others until you have time.

6. Complete your B tasks once your A tasks are done.

7. Complete your C tasks once your B tasks are done.

8. Keep track of your progress and adjust your list to how productive you are. As you accomplish more and more, you may decide to put more items on the list.

Set Goals And Stay With Them

Mark important dates and deadlines on a calendar.

Learn to control goals instead of letting the worry about needing to accomplish them control you. Working from home has many benefits that can help you achieve your goals, but home offices can also have downfalls if you struggle to stay on task. Setting and sticking to goals is not always as easy as it sounds, however. Organize goals into groups, use calendars for each goal and maintain daily and weekly checklists to help you keep up with goals you've accomplished. And don't stress all weekend about goals you didn't get to during the week -- simply make them the number one priority for the following Monday.

Instructions

1. Picture yourself actually doing one of your goals, either long or short-term.

Visualize your goals as you work toward achieving them each day. Using visual techniques will help relax your mind, boost your self-esteem and draw you toward your goal faster.

2. Weight loss may be one goal set group.

Organize your goals into groups. Write the goal sets on a piece of paper. Goal-setting topic headings may be Financial Goals, Physical Goals or Emotional Goals. For example, if you work from home, you may separate your goals the following way: Save 10% of my income for vacation (Financial Goal Set), Work out Mondays, Wednesdays and Fridays (Physical Goal Set) and attend each meeting during the eight-week Bible study (Emotional Goal Set). Each goal set may have many goals listed. Begin with the most important and work your way down.

3. Keep one calendar for bills only.

Choose a calendar to represent each each goal set. The calendar must be meaningful to you in some way. Don't choose a plain, blank or black and white boldly scripted calendar; instead, find one with pleasing visual images that promote positive feelings. If you have four goal sets, you need four calendars.

4. Hang as many calendars as you need to achieve your desires.

Write your goals into the calendars. This may take some time at first, but once you get the initial information down, it will go much more smoothly from there. Part of the reason people don't achieve their goals is their inability to put time and effort into achieving them. Take the time to write goals into each corresponding calendar each week. Hang the calendars near your desk in your home office or in a location where you can easily see the calendar and mark off events as you accomplish them.

5. Keep file folders to organize paid bills, receipts and other paperwork.

Mark off each event as you accomplish it on each calendar. Keep track of accomplishments each week. An event left unattended to one week should be moved to the next week.

6. Partner with a friend who challenges you to achieve goals -- and celebrate.

Reward yourself for sticking to goals each week. Decide upon a reward system that works for you. Reward yourself for each goal marked off or for each five marked off. You get to choose. Soon you will enjoy the feeling of simply marking off accomplished tasks.

Set Advertising Rates For Any Magazine

Create a competitive CPM when setting magazine advertising rates.

In order to set advertising rates for a magazine, you'll need to learn what advertisers will be willing to pay and what you'll need to earn to stay in business. You can do this by analyzing not only competing magazines, but other venues where your advertisers are spending their money, such as on radio, TV and the Internet. Using a survey of potential advertisers and a simple formula for comparing yourself to the competition will help you set realistic rates.

Instructions

1. Collect media kits from your competitors. Media kits contain the advertising rates of a magazine, newspaper, website or broadcast outlet. Study the rate cards in these media kits to determine their cost per thousand, or CPM. This is the price an advertiser will pay to reach 1,000 people. For example, if a newspaper has a circulation of 50,000 and an ad costs $3,000, that newspaper's CPM is $3,000 divided by 50 = $60.

2. Set your ad rates based on whether you want your CPM higher, lower or the same as your competitors. If you have a more attractive or unique circulation, you can set your rates higher. If your readership is similar to your competition, you may have to set your CPM lower, based on the fact that you are an unknown quantity.

3. Create frequency discounts. If an advertiser buys more than one ad, give that advertiser a discount. Set different rates for different quantity buys. For example, if you publish monthly, you can set the rate for an ad based on a one-time, three-time, six-time and 12-time contract.

4. Create package rates. If you sell display space in your magazine and banner ads on your website, offer direct mail to your subscription list, and include blow-in cards or polybagged customer marketing materials, bundle different combinations of purchase options. For example, if an advertiser buys three ads, you might give them a free banner ad on your website. If an advertiser buys a print ad, a banner ad and a blow-in card, you might give them a percentage discount on all three.

5. Meet with or call potential advertisers to discuss what they would be willing to pay for advertising in your magazine. If advertisers feel you are trying to create a magazine that will help them reach their audience in a cost-effective manner, they might be more likely to give you realistic impressions of how often and at what price they will advertise in your publication.

6. Create a budget for your magazine. You might need to set your ad prices in conjunction with your expected income and expenses. If you have a limited number of pages you can afford to print and mail, and you know the percentage of your magazine you want to dedicate to editorial and advertising, you can use those figures to help set your ad rates. For example, if you are printing a 48-page magazine and you want a 50-50 ratio of editorial to advertising, you must cover your expense and provide a profit by selling 24 pages of advertising. If you need $48,000 to cover the costs, including overhead, of one issue of your magazine, you'll need to set your ad rates to generate $2,000 per advertising page. If your circulation is 50,000, your CPM for a full-page would be $40. You'll need to sell full-age ads for $2,000, half-page ads for $1,000, quarter-page ads for $500 and so on.

Open A Financial Institution Account In Beijing

Foreigners living in China need a local bank account. Opening a bank account in Beijing requires no more effort than opening a bank account in America. Most Beijing accounts issue debit cards, which can be used at many locations throughout the city.

Instructions

1. Select a bank. Bank of China, Agricultural Bank of China and ICBC are three of the best. Each of these banks has a variation of the same requirements. Opening an account with US Dollars will require between $100 and $500. You can also start an account with a low amount of RenMinBi (RMB-Chinese currency).

2. Bring a valid passport and, if available, a residence permit. Other forms of identification should not be necessary. A Chinese employer, such as a university, can set up a bank account for their foreign employees to make direct deposit payments. Having a native speaker along helps.

3. Start with the Agricultural Bank of China. The bank requires a minimum of $100 and a valid passport. Just 1 RMB is required to open an RMB account. The Agricultural Bank of China is also the official bank for Western Union in China.

4. Try the Bank of China. The Bank of China requires a passport and $500 to open an account. After completing the application form, the customer is issued a debit card for use in Bank of China ATMs all over Beijing. The Bank of China has several account types for foreigners.

5. Open an account with the Industrial and Commercial Bank of China (ICBC) with a passport, residence permit and a notarized translation into Chinese of the account holder's name. The Chinese name is required to open the account; notaries can be found by visiting the Beijing Notary Public Office at 206 Jixiangli, Chaowai Street.