Researching grants for home repair projects provides much-needed help as costs keep rising.
Your home may need repairs, but finding the funds for those repairs can be daunting. Many do not realize that government grants are available for some home repair projects, although it is generally easier to obtain a loan. The federal government funds most home-repair grants, but state, county and city funds may also be available. Obtaining grants for home repairs helps maintain or increase your home's property value. Finding these grants, determining whether you are eligible and knowing apply for them correctly can save you thousands of dollars.
Instructions
1. Estimate the total cost for your home repair. Specify the type of repair you need, because this information determines what types of grants you may be eligible for. Get free cost estimates from building contractors in your area.
2. Visit government-grant search sites to find grants that match your repair needs. Determine also if you are eligible for grants based on your income level, because many grants are reserved for households at lower income levels. Check with the Federal Emergency Management Agency to see if you qualify for assistance if your home was damaged from a natural disaster.
3. Choose the grant or grants you wish to apply for, and fill out the applications online. Don't limit yourself to one application.
4. Follow up with a phone call or email to check the status of your applications. Ask the agency representative how long it usually takes to find out the decision, and question why you were turned down if that is the case to help you with further applications.
